Introduction

Amartha, a leading micro‑finance institution dedicated to empowering low‑income households across Indonesia, is seeking energetic and motivated individuals to join our team in the Lubuklinggau area. The role of Business Partner All Area is pivotal in expanding our outreach, fostering financial inclusion, and supporting the economic development of the communities we serve. This position offers a dynamic blend of field work, client relationship management, and strategic analysis, making it an ideal opportunity for recent graduates or seasoned professionals who are passionate about social impact and business growth.

Responsibilities

Identify and engage potential new customers, presenting Amartha’s lending programs and guiding them through the enrollment process.
Provide ongoing economic counseling and support to member households, helping them manage finances and achieve sustainable growth.
Conduct on‑site surveys and feasibility analyses of loan applications, ensuring compliance with internal systems, procedures, and financing policies.
Prepare detailed recommendation reports for the credit committee, highlighting risk assessments and repayment capacity.
Facilitate weekly member meetings, monitor transaction activities, and resolve any operational issues that arise.
Collaborate closely with regional managers, field officers, and other business partners to achieve branch targets and maintain service quality.
Maintain accurate records of client interactions, field observations, and performance metrics using Amartha’s digital platforms.
Participate in community events and local networking activities to strengthen Amartha’s brand presence and foster trust among potential borrowers.

Requirements

Minimum education: High School (SMA/SMK) or equivalent; candidates with a Bachelor’s degree (S1) are preferred.
Age: 35 years or younger.
Gender: Open to all genders.
Possession of a two‑wheel motor vehicle is essential for daily field visits.
Strong interpersonal and communication skills, with the ability to build rapport quickly.
Willingness to work in the field, including occasional travel to remote villages.
Readiness to reside in company‑provided mess housing during assignment periods.
Fresh graduates are welcome, though prior experience in customer relationship, sales analysis, or micro‑finance will be considered an advantage.
Flexibility to be placed at any Amartha branch across the country, adapting to diverse cultural and socioeconomic environments.

Benefits

Competitive base salary complemented by performance‑based incentives.
Clear career progression path with opportunities for promotion to senior field roles.
Weekly work schedule: Monday – Friday, 08:00 – 17:00, with weekends off.
Company‑provided transportation allowance and a reliable motorbike for field duties.
Mess accommodation fully covered by Amartha, ensuring a safe and comfortable living environment.
Professional development programs, including training on financial products, risk assessment, and community engagement.
Health and wellness benefits, including medical insurance and periodic health check‑ups.

About Amartha

Founded with the mission to bridge the financial gap for underserved communities, Amartha operates a network of micro‑lenders and partners across Indonesia. By leveraging technology and a deep understanding of local economies, the organization provides affordable credit, financial education, and mentorship to millions of households. Amartha’s collaborative culture encourages innovation, ethical business practices, and a commitment to social responsibility. Joining Amartha means becoming part of a purpose‑driven team that strives to create lasting economic empowerment for the nation’s most vulnerable populations.